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What to Expect After You Apply for FEMA Aid

What to Expect After You Apply for FEMA Aid

Within 10 days after registering: A FEMA Inspector will call you to schedule an appointment.

During the Inspector's visit
Inspectors will:
• wear official FEMA ID badges.
• confirm your disaster registration number.
• review structural and personal property damages.

Inspectors won't:
• determine eligibility.
• cost any money.
• ask for credit card information.
• take the place of an insurance inspection.

Be ready to...
Keep your scheduled appointment.
• Appointments take 10-20 minutes, and you must be present.
• Contact your insurance agent, if you have insurance.

Present these documents:
• Photo ID: driver’s license or passport
• Proof of occupancy: lease or utility bill
• Proof of ownership: deed, title, mortgage payment book, or tax receipts

Within 10 days after the Inspector's visit: You will be sent a decision letter.
• If eligible for assistance, you will receive a check or an electronic funds transfer.
• A follow-up letter will explain how the money can be used.

Loan Application Info:
• You may receive a low-interest disaster loan application in the packet.
• You do not have to accept a loan but to remain eligible for other types of federal assistance, complete the application and return it.