FEMA Extends Proof of Loss Deadline
The following information was originally published by FEMA and is being reposted here as a courtesy to Congressman Graves' constituents.
The Standard Flood Insurance Policy (SFIP) requires a policyholder to send the insurer a complete, signed, and sworn proof of loss within 60 days after the date of loss. Due to the significant, widespread flooding that occurred in portions of Louisiana between August 9, 2016 and August 31, 2016, FEMA issued two Write Your Own (WYO) Bulletins extending the proof of loss deadline:
• WYO Bulletin W-16067 (September 9, 2016) – 60 Day Extension
• WYO Bulletin W-16089 (December 2, 2016) – 60 Day Extension
To allow policyholders time to finalize their claims, an additional limited waiver of the 60-day proof of loss requirement has been issued, extending the period an additional 90 days. With this extension, a National Flood Insurance Program (NFIP) policyholder will have a total of 270 days after the date of loss to provide the completed, signed, and sworn-to proof of loss to the insurer. This waiver is issued pursuant to 44 CFR § 61.13(d) and the SFIP. This waiver does not alter any other terms or conditions of the SFIP.
In order to expedite the recovery process, policyholders are urged to submit a proof of loss as soon as possible. Policyholders should contact their insurer for assistance with filing a proof of loss.